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OUR LENDER PANEL
EXPERTISE
Everything a First Home Buyer Needs in One Place
Most first home buyers come to us not knowing what they can afford, which grants apply to them, or which lender is the right fit. We answer all of that in a single conversation — and build a clear plan around your situation.
Understand your borrowing
We assess your income, expenses, and deposit to give you a realistic borrowing figure — so you're shopping with confidence, not guesswork.
Reduce your upfront costs
We identify every scheme and concession available to you, including stamp duty exemptions and first home buyer grants, to minimise what you need at the table.
Navigate grants and incentives
Federal and state government incentives change regularly and vary by property type and price. We stay across all of it so you don't miss out on money you're entitled to.
Compare lenders
Not every lender assesses first home buyers the same way. We match you to lenders whose policies, rates, and products actually fit your circumstances
PROCESS
How our process works
Buying your first home involves a lot of moving parts. We break it down into four clear steps, so you always know where you are in the process and what comes next.
Four steps to your new home:
1. Initial conversation
2. Borrowing assessment
3. Loan recommendation
4. Application and approval
Your Mortgage Partner for Life in Practice.
Frequently asked questions
"We had no idea where to start. Solid Foundations walked us through everything and we were in our first home four months later."
Megan Torrance
Client Review
"The whole process seemed too complicated — until the first meeting. Everything was laid out clearly and I knew exactly what to do next."
James Houlihan
Client Review
"I was shown three loan options with a clear explanation of each. I actually felt like I understood the decision I was making."
David Nguyen
Client Review
EXPERIENCE
Feeling Overwhelming?
It doesn't have to be like that
Buying your first home can feel complex. Deposit requirements, lender policies, and government incentives all vary, and it is not always clear where to start.
We simplify the process by giving you a clear plan from day one. You will understand exactly how much you can borrow, what deposit you need, and be presented with three lending options suited to your situation.
