EXPERTISE
How We Help Property Investors
Whether you're purchasing your first investment property or expanding an existing portfolio, we look beyond the immediate transaction to make sure your lending supports where you're trying to go.
Maximise borrowing capacity
Lenders assess investors differently, and serviceability rules vary significantly across the market. We identify the lenders whose policies work in your favour and structure your application to present your position as strongly as possible — without overextending you.
Structure loans for growth
A loan that works for your first investment may limit your ability to buy the second. We structure each facility with your next purchase in mind, keeping your equity accessible and your options open as your portfolio grows.
Access & use equity effectively
Equity in your existing properties is the most powerful tools available to investors — but it needs to be accessed correctly to avoid cross-collateralisation & preserve future flexibility. We show you exactly how much usable equity you have and best way to deploy it.
Align lending with your strategy
There is no one-size-fits-all approach to investment lending. Whether your focus is cash flow, capital growth, or a combination of both, we match your loan structure to your strategy rather than fitting your goals around a product.
PROCESS
How We Work With Property Investors
From your first strategy session through to settlement and beyond, our process is designed to make sure every lending decision is made in the context of your broader portfolio — not just the property in front of you.
Four steps to your new home:
Step 1: Strategy Session We review your current position, existing properties, and portfolio goals so that every recommendation we make is built around your strategy from the outset.
Step 2: Portfolio and Borrowing Assessment We model your full borrowing capacity across multiple lenders, giving you a realistic picture of what you can borrow now and what you'll be able to borrow next.
Step 3: Loan Structure Recommendation We present a recommended lending structure — covering lender selection, loan type, and equity access — in a clear written summary you can review alongside your accountant.
Step 4: Application and Approval We manage the entire application process, liaising with the lender and keeping you updated so you can focus on the acquisition.
Step 5: Ongoing Portfolio Reviews We stay in contact with regular reviews to reassess your equity position, flag refinancing opportunities, and make sure your structure supports your next move.
Frequently asked questions
"I'd been told by my bank I couldn't borrow any more. Solid Foundations found a way and we settled on our second property 3 months later."
Rachel Kowalski
Client Review
"The strategy session was genuinely useful. I came in with two properties and left with a clear plan for the next two."
Marcus Delahunty
Client Review
"What set them apart was that they thought about the whole portfolio, not just the loan in front of them, which really made a difference."
Priya Sethumadhavan
Client Review
Your Mortgage Partner for Life in Practice.
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OUR LENDER PANEL
EXPERIENCE
How You Structure Your Lending Matters More Than the Rate
Most investors focus on finding the lowest rate. The ones who build successful portfolios focus on structure — how loans are held, how equity is accessed, and how each purchase affects the next one. Getting this right from the start protects your capacity to keep buying.
